SmartSeva!: MyGovt

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Monday, 30 October 2017

How To Link Your Aadhaar Card To Mobile Number To Keep It Active

How To Link Your Aadhaar Card To Mobile Number – Hi Guys, Many Of Us Here Are Airtel Or Idea SIM Cards Users & Most Of Us Have Already Got The Message To Link Your Aadhar Card With Your Mobile Number

How To Check If Your Bank Account Is Linked To Aadhaar ?

The central government has made it mandatory for all financial institutions, including banks, to verify and link Aadhaar of their customers with their accounts.

कैसे करे प्रधानमंत्री कार्यालय (PMO) से सीधा संपर्क

नरेंद्र मोदी भारत के सबसे लोकप्रिय प्रधानमंत्रियों में से एक हैं, जिन्होंने 16वीं लोकसभा चुनाव में अपार बहुमत हासिल की थीl बहुत ही कम समय में वह भारत और दुनिया के अन्य हिस्सों के लोगों के दिलों में जगह बनाने में सफल हुए हैंl लोगों के बीच उनकी बढ़ती लोकप्रियता के कारण आज भारत का हर नागरिक प्रधानमंत्री से संपर्क साधने का इच्छुक हैl

Define Waiting List in IRCRC ?

IRCTC Waiting List Types – IRCTC is a Govt of India Enterprise referring to Indian Railway Catering and Tourism Corporation Limited that provides online ticket booking facilities for Indian Railways.

२ मिनट्स मे वोटर & आधार कार्ड बनाने का तरीका !

अब आप घर बैठे ही अपना वोटर आईडी कार्ड बनवा सकते हैं, संशोधन करवा सकते हैं। ये सारे काम आप अपने स्मार्टफोन के जरिए सकते हैं।

Refund Policy of Indian Railways

Cancellation Policy

(w.e.f. 12 November 2015)
The Railways permit refund on cancellation of untraveled and partially traveled journey tickets, after deduction of cancellation charges.
You can claim refund on unreserved, reserved, wait listed and RAC tickets.
However you must remember, that your ticket should be surrendered within a prescribed time as given below
Depending on the the scheduled/actual departure time of the train. a percentage of the fare will be deducted as cancellation charge.
These are given in detail in the following table.

Nature of Ticket	Time limit for Cancellation of Ticket	Cancellation charge per Passenger

Reserved Confirmed	More than 48 Hours before the scheduled departure of the train	Rs.240/- AC I Class, Executive Class Rs.200/- AC 2 Tier, First Class Rs.180/- AC3 Tier, AC Chair Car, AC 3E Rs.120/- Sleeper Class Rs.60/- Second Class(These are Minimum Cancellation Charges)
Reserved Confirmed	48 Hours to 12 hours before the scheduled departure of the train	25% of the Fare Paid or Minimum as above whichever is higher.
Reserved Confirmed	12 Hours to 4 hours before the scheduled departure of the train	50% of the Fare Paid or Minimum as above whichever is higher.
Reserved Confirmed	Upto 4 hours before the scheduled departure of the train	No Refund

Reserved Waitlisted/RAC	More than 1/2 (Half) hour before the scheduled departure of the train	Full Refund less Rs.60/-
Reserved Waitlisted/RAC	Before 1/2 (Half) hour or After the scheduled departure of the train	No Refund

Reserved Confirmed Tatkal	Any Time	No Refund
Reserved Waitlisted/RAC Tatkal	Upto 1/2 (Half) hour before the scheduled departure of the train	Full Refund less Rs.60/-
Reserved Waitlisted/RAC Tatkal	Before 1/2 (Half) hour or After the scheduled departure of the train	No Refund

Reserved Partially confirmed	Before 1/2 (Half) hour or After the scheduled departure of the train	No Refund
Reserved Partially confirmed	After scheduled departure of the train	No Refund

Unreserved	Within 3 hrs after the actual departure of the train	Full Refund less Rs.30/-

TDR (Ticket Deposit Receipt) Policy

If you missed your train then it is possible to cancel a train reservation after chart preparation. You need to file a TDR (Ticket Deposit Receipt) for the same.

Valid Reasons for TDR

A passenger can file a TDR if he was not able to perform the journey due to any of the following reasons.

Train cancelled
Train late more than three hours and passenger not travelled
Difference of fare in case proper coach not attached
AC failure
Travelled without proper ID proof
Wrongly charged by TTE
Train diverted and train not touching boarding station
Train diverted and train not touching destination station
Passenger not travelled as reservation provided in lower class
Train terminated short of destination
Party partially confirmed/waitlisted and waitlisted passengers did not travel
Party partially confirmed/waitlisted and all passengers did not travel
Party could not cancel because chart prepared at originating or previous remote location
Train missed as connecting train was late
Change in reservation status from confirmed to waitlisted/part waitlisted/RAC after chart preparation
After charting no room provided
Difference of fare as passenger travelled in lower class

In case of eticket from IRCTC or Online Booking etc in case of cancellation of trains for e tickets: W. e.f. 01.07.2015, automatic refund is granted. Filing of TDR is not required.
IRCTC will process the refund claim with the Railway Administration and refund granted by the Railway shall be credited to your account.
In case of any problem in e-ticket TDR filing, pls mail to etickets@irctc.co.in

TDR Rules

The TDR Refund will be processed as per Extant Railway Rules:
TDR should be filed within 30 days of Departure of Train
The refund process will take at-least 90 days and more
E-ticket refund request (after chart preparation) can be filed online.
In case of i-ticket, online refund request is not allowed. For i-ticket please follow the following procedure:
- Surrender the I-Ticket with the Station Master and obtain a Ticket Deposit Receipt.
- Send your claim for refund to the following address attaching the original copy of the TDR to:
  General Manager (Operations),
  Indian Railway Catering & Tourism, Corporation Ltd.,
  Internet Ticketing Centre,
  State Entry Road, New Delhi – 110 055.
- IRCTC will process the refund claim with the Railway Administration and refund granted by the Railway shall be credited to your account
- Refund claims under above clause may require at least 90 days or more for processing

Refund Rule

Refund on Normal Ticket : Refund can be claimed during the first two hours of the opening of the PRS counters on the next day for the tickets for the trains whose scheduled departure time is between 1801 hrs and 0600 hrs. For trains whose scheduled departure time is is between 0601 hrs and 1800 hrs, refund can be claimed up to four hours after the scheduled departure of the train during the working hours of the PRS counters where cancellation is allowed round the clock.
Refund on Tatkal Ticket : If Tatkal ticket is cancelled up to 24 hrs before the scheduled departure of the train 25% excluding the Tatkal charges will be refunded. Thereafter no refund means would be zero refund.
In case train is cancelled by the Rlys due to accidents, breaches or floods, Bandh or Rail Roko agitation etc- full refund of the fare of entire booked journey will be granted .On line cancellation can be done up to 72 hrs.
In case train is running late more than 3 hrs and Passenger has not travelled- full fare will be refunded.
In case proper coach is not attached-Difference of fare between the booked class and lower travelled class will be refunded. Certificate from the TTE (in original) for the lower class travelled is must to claim for refund.
- In case of AC failure of AC1class/Executive class- Difference of fare between AC1class or Executive class and First Class will be refunded for the distance AC not worked. Certificate from the TTE (in original) for the AC not worked is must to claim for refund.
- In case of AC failure of AC2/AC3 class- Difference of fare between AC2/AC3 class and Sleeper Class will be refunded for the distance AC not worked. Certificate from the TTE (in original) for the AC not worked is must to claim for refund.
- In case of AC failure of AC chair car class- Difference of fare between AC chair car class and second class will be refunded for the distance AC not worked. Certificate from the TTE (in original) for the AC not worked is must to claim for refund.
In case Travelling without proper ID proof-will be considered without ticket and will be charged accordingly. Chief Commercial Manager/Refunds can be approached for discretionary refund. Excess fare ticket (EFT) (in original)issued by the TTE is must to claim for refund.
In case of wrongly charged by the TTE-full refund will be granted by the Chief Commercial Manager/Refunds. Excess fare ticket (EFT) (in original) issued by the TTE is must to claim for refund.
In case party/ family partially travelled- refund will be granted by the Chief Commercial Manager/Refunds as per rule. Certificate from the TTE (in original) for the less passenger travelled is must to claim for refund.
In case Rlys is not able to provide accommodation-full refund will be granted.
Part Confirm/RAC/Waiting List Ticket.
- If on one PNR there are more than one passenger and one passenger is having confirmed/RAC status and rest are on waiting list or vice-versa, names of all the passengers booked on such PNR will appear in the chart.
- A certificate can be obtained from the Ticket Checking staff in the train regarding non-travelling of wait-listed passengers on such tickets. Refund will be processed through TDR refund only after receiving the original certificate. IRCTC will forward the claim to Concerned Railways along with original certificate to process the refund and money of refund amount will be credited back to same account through which payment was made after receiving the same from the concerned Railways.
- If all such passengers do not want to travel before chart preparation, online cancellation can be done as at present. However, after chart preparation, online request can be sent to IRCTC through TDR refund for seeking refund. IRCTC will forward the claim to Concerned Railways to process the refund and money of refund amount will be credited back to same account through which payment was made after receiving the same from the concerned Railways
Note-Certificate from the TTE (in original) for the AC not worked or Excess fare ticket (EFT) (in original) issued by the TTE for wrongly charged or Certificate from the TTE (in original) for the less passenger travelled may be submitted to the following address along with the application to claim for refund
General Manager (Operations),
Indian Railway Catering & Tourism, Corporation Ltd.,
Internet Ticketing Centre
State Entry Road,
New Delhi – 110 055.
If it is an e-ticket, the passenger should file online or email IRCTC within the prescribed time limits.
Confirmed Ticket can also be cancelled through SMS by sending PNR number and train number to 139 via cancellation through 139. User will get One Time Password on his mobile which has to be entered into for cancelling tickets.

In case of any problem in e-ticket TDR filing, please email etickets@irctc.co.in.

How can I cancel e-ticket and how will I get refund?

E-Tickets (Reservations) can be cancelled only through Internet till Chart preparation of the train and it is not allowed at face to face Railway Counters.
If the user wishes to cancel his e-Ticket, he can do so till the time of chart preparation for the train (which is normally 4 hours before the scheduled departure of the train from the train starting station) through the Internet.
He can log on to www.irctc.co.in and go to Booked Tickets link and select the ticket to be cancelled and can initiate the cancellation by selecting the passengers to be cancelled.
Cancellation would be confirmed online and the refund would be credited back to the account used for booking as for normal Internet tickets.
If there is any partial cancellation of ticket please ensure that the modified ticket (Electronic Reservation Slip) is printed separately as for the original ticket.
To get more detail about how to cancel e-ticket click on this link – http://irctc.co.in/etktcanc.html

How can I cancel e-ticket after preparation of chart?

After chart preparation, Refunds for Confirmed/RAC/Partially Confirmed Eticket will be processed through TDR process.
Customer can file TDR online and refund sanctioned by Railways would be credited back to user/agents account.
Refund claims under above clause may require at least 90 days or more for processing.
Only those PNRs whose Date of journey is less than 30 days will be listed and shall be eligible for applying TDR.
Customers are requested to select PNR which are eligible for TDR filing. Please refer to File TDR Procedure

How to File TDR online for my e-ticket?

Click the below link to get step by step guide how to file TDR online –
http://www.irctc.co.in/cgi-bin/bv60.dll/irctc/services/FiletdrProc.do

What happens if after preparation of chart my e-ticket remains in RAC and I don’t want to travel?

If the user wishes to cancel his e-Ticket, he can do so till the time of chart preparation for the train (which is normally 4 hours before the scheduled departure of the train from the train starting station) through the Internet.
No cancellation of e-ticket is permitted on-line after the chart preparation. After
chart preparation, Refunds for Confirmed/RAC/Partially Confirmed E-ticket will be processed through TDR process.
Customer can file TDR online and refund sanctioned by Railways would be credited back to user/agents account.
Refund claims under above clause may require at least 90 days or more for processing. Only those PNRs whose Date of journey is less than 30 days will be listed and shall be eligible for applying TDR.
Customers are requested to select PNR which are eligible for TDR filing. Please refer to File TDR Procedure

Check Aadhaar Card Status Online!

Applied for an Aadhaar card but still haven't received it? You can easily check the status of your application online. All you need is a copy of the acknowledgement slip that you are given after your visit to the enrolment centre. If you have that, then this is an easy process.

An Aadhaar card is an official government-issued identity card for Indians. Many government institutions accept this card as a proof of identity and some require that you produce your Aadhaar card. The card is issued by the Unique Identification Authority of India (UIDAI) on behalf of the government. It's steadily being linked to a growing number of government functions, and continues to grow in importance, so it's probably a good idea to get an Aadhaar card, even if you don't necessarily need one yet.

Follow these steps to check the status of your Aadhaar card application online.

Head to the Aadhaar status page on the UIDAI website.
Check your Aadhaar acknowledgement slip. At the top you will see the 14-digit enrolment number and a 14-digit date and time of enrolment.
Key in these two numbers in the EID and Date/ Time fields respectively.
Type the captcha in the field labelled Enter the Security Code.
Click Check Status.

This will reveal the status of your Aadhaar enrolment application. This is only for checking the status of a new application. If you have misplaced your card, and want to print out a copy that you can use, then Read Our Article How to Download New Aadhar Card.

How to Download a Copy of Your Aadhaar Card

If you've misplaced your Aadhaar card, don't panic because you can easily download a fresh copy. It needs you to know your Aadhaar number, but you can easily look that up online.

The unique 12-digit government identification is not compulsory to have, but it serves as an identity proof on most forms that you'll fill, and some government agencies also require the Aadhaar these days. It is issued by the Unique Identification Authority of India on behalf of the Indian government.

The good thing about Aadhaar is that unlike some other identity cards, its digital copy, downloaded from the UIDAI website, is as valid as the original card. So whether you've misplaced your card and need a new one, or just wanted to get a digital copy of the card to submit with a form online, the official website has you covered.

Enrolling for Aadhaar is free and so is the process to obtain a digital duplicate; just follow the steps below and you're done.

Getting your UID number

To download a copy of the Aadhaar card, you need to know your UID number or your Enrolment ID. If you've gotten your Aadhaar already, then it's generally a good idea to note down the number somewhere. If you've misplaced the Aadhaar, then look for the enrolment form to check your Enrolment ID. In case you don't have either, then you need to look this number up first. Here's what you need to do:

Go to the UIDAI website.
Make sure that Aadhaar No (UID) is selected from the two options near the top of the screen.
Type in your full name, as printed on the Aadhaar card.
Type either the email address or phone number that you used to register for Aadhaar.
Enter the characters you see in the image above Enter the Security Code.
Click Get OTP.
A one-time password will be sent to your email address or phone number, whichever you entered in the form. Enter this password in the form next to Enter OTP.
Click Verify OTP.
Now you'll receive your Aadhaar number on via SMS or email.

Getting your Aadhaar card
Once you have the UID number, you can use it to download a copy of your Aadhaar card. This part is also simple:
Head to the e-Aadhaar page on the UIDAI website.
Select Aadhaar next to I have.
Enter your Aadhaar number, full name and the PIN code of your residential address.
Key in the characters in the image in the field Enter above Image Text.
Click Get One Time Password.
This one-time password will be sent to your phone number if you click Confirm in the pop-up. Alternatively, you may click Cancel and have it sent to your email address.
Enter the password you received into the form next to Enter OTP.
Click Validate & Download.

Now your Aadhaar card will be downloaded in a password-protected PDF file. The password is the simply the PIN code of your residential address. You can now print this file, and it is a fully valid Aadhaar card. Let us know if this tutorial helped via the comments. For more tutorials, head to our How To section.

Find Govt. Employee Attendance Online!

Announced just a few weeks ago, the Indian government's new online biometric attendance system is now online, with nearly 50,000 employees attendance across 147 government organizations (at the time of writing) including the Cabinet Secretariat, and other government bodies like the Central Vigilance Commission and the Planning Commission.

On the website the attendance of employees can be tracked online - this serves as a centralized management system for the government, but it should also increase transparency as anyone can access the site for a broad overview.

On the site, you can see the attendance activity over time, the number of registered employees and the number of employees present today. You can even see the number of active devices, and clicking on any of these tabs takes you to a spreadsheet where you can see a breakdown of the information.

In this way, for example, you can see that the Ministry of External Affairs has 195 devices, and at the time of writing, 159 are active. You can see that eight out of 34 bio metric terminals are currently inactive, and that 1,358 MEA employees have marked their attendance today. Click the detail button on the right, and you can see the breakup between the Jawaharlal Nehru Bhawan, South Block and Patiala House offices of the MEA. Clicking detail on this page shows you the device ID, the type of device (tablet or desktop) and even which gate the employee entered the building from.

Further details include the name of the employee, designation, division and the exact time the employee arrived for duty. You can even use the search function on the dashboard to find an individual employee - and his or her email id. That's an incredibly detailed system, and you can use the export button to download the data on your screen to an Excel sheet as well.

The website shows a dashboard you can track this information, but this goes beyond just transparency. Government employees will be able to mark their attendance at any Central Office, which is also useful for tracking movement. This is done using biometric reading devices in the offices, and uses the Aadhaar to verify the data. Each government organisation has to enrol itself for the system to work, and on the dashboard, you can see that of the 49,141 employees registered so far, 32,487 have been verified.

As noted in the FAQ section of the website, the system relies on network connectivity at all times, and for this reason, the government will be ensuring Wi-Fi connectivity on NICNET, and SIM-based connectivity for employees using tablets.

सिर्फ २ मिनट्स मे ऐसे पाए PAN कार्ड

आज की तारीख में हमारी सरकार टेक्नोलॉजी को लेकर बहुत ही जागरूक है। अब लगभग हर सरकारी काम ऑनलाइन किए जा सकते हैं। पिछले साल तो केंद्र सरकार ने एक वेबसाइट लॉन्च की थी जिसके जरिए केंद्र सरकार के कर्मचारियों की एटेंडेंस को ट्रेक किया जा सकता है। अब जतनी इतनी सारी सरकारी सेवाएं डिजिटल हो गई हैं तो हमारा मानना है कि पाठकों को भी इसकी जानकारी होनी चाहिए।

इसी प्रक्रिया को आगे बढ़ाते हुए हम आपको बताएंगे कि पैन कार्ड (PAN card) के लिए कैसे ऑनलाइन अप्लाई किया जाए। भारत में ज्यादातर फाइनेंशियल ट्रांज़ेक्शन के लिए आपको पैन कार्ड की जरूरत होती है। चाहे बैंक अकाउंट खुलवाना हो, या इनकम टैक्स रिटर्न फाइल करना या फिर 50,000 रुपये से ऊपर का ट्रांज़ेक्शन, हर जगह पैन कार्ड जरूरत होती है।

पैन कार्ड के लिए आवेदन देना बेहद ही आसान है। आप ऑनलाइन फॉर्म भर सकते हैं, लेकिन आपको सारे डॉक्यूमेंट को इनकम टैक्स ऑफिस के पास पोस्ट करना होगा। तभी आवेदन की प्रक्रिया पूरी होगी। वेबसाइट पर फॉर्म भरने के बाद आप अपने एप्लिकेशन को पैन कार्ड ऑफिस भेज दें।

इसके बाद आपके एप्लिकेशन को प्रोसेस किया जाता है और कार्ड को आपके घर के पते पर भेज दिया जाता है।

अगर आप कहीं पर फंस गए और ज्यादा जानकारी चाहिए तो इस हेल्पलाइन नंबर (18001801961) का इस्तेमाल कर सकते हैं। हम भी कई मौकों पर फंसे और ऐसे वक्त में हेल्पलाइन नंबर से मदद ली। हमने पाया कि सर्विसेज काफी मददगार थीं।

शुरुआत उन डॉक्यूमेंट की कॉपी बनाकर कीजिए जिन्हें आपको अपने एप्लिकेशन के साथ भेजना है।

इन डॉक्यूमेंट की ज़रूरत पड़ेगी
एप्लिकेशन सब्मिट करने के लिए आपको PAN Services Unit की वेबसाइट पर कई डॉक्यूमेंट अपलोड करने की जरूरत पड़ेगी। आपको पहचान पत्र, एड्रेस प्रूफ (पते का सबूत), जन्मतिथि प्रमाण पत्र और फोटोग्राफ अपलोड करना होगा। नीचे दिए गए हर सेक्शन में से आपको एक डॉक्यूमेंट की स्कैन कॉपी निकालने की जरूरत पड़ेगी।

1. पहचान पत्र
पैन कार्ड बनवाने के लिए इनमें किसी एक डॉक्यूमेंट को पहचान पत्र के तौर पर भेजा जा सकता है।

भारतीय विशिष्ट पहचान प्राधिकरण द्वारा जारी किया गया आधार कार्ड
वोटर आईडी कार्ड
ड्राइविंग लाइसेंस
पासपोर्ट
फोटो वाला राशन कार्ड
आर्म्स लाइसेंस
केंद्र सरकार या राज्य सरकार या किसी पीएसयू द्वारा जारी किया गया फोटो पहचान पत्र
तस्वीरों वाला पेंशन कार्ड
सेंट्रल गवर्मेंट हेल्थ सर्विस स्कीम कार्ड या एक्स सर्विसमेन कॉन्ट्रिब्यूट्री हेल्थ स्कीम फोटो कार्ड
सांसद या विधायक या पार्षद या गैजेटेड अफसर द्वारा हस्ताक्षर किया हुआ पहचान पत्र का सर्टिफिकेट

2. पते का सबूत
फोटो आईडी के साथ आपको अपना एड्रेस प्रूफ भी अपने एप्लिकेशन के साथ देना होगा। इनमें से किसी एक डॉक्यूमेंट को अपने फॉर्म के साथ संलग्न करें:

भारतीय विशिष्ट पहचान प्राधिकरण द्वारा जारी किया गया आधार कार्ड
वोटर आईडी कार्ड
ड्राइविंग लाइसेंस
पासपोर्ट
पति/पत्नी का पासपोर्ट
पोस्ट ऑफिस पासबुक जिसमें आवेदक का पता दिया हो
लेटेस्ट प्रॉपर्टी टैक्स एसेसमेंट ऑर्डर
सरकार द्वारा जारी किया गया डोमिसाइल सर्टिफिकेट
केंद्र या राज्य सरकार द्वारा जारी किया एलोटमेंट लेटर ऑफ अकोमडेशन (3 साल से पुराना नहीं)
प्रॉपर्टी रजिस्ट्रेशन
सांसद या विधायक या पार्षद या किसी गैजेटेड अफसर द्वारा हस्ताक्षर किया हुआ एड्रेस सर्टिफिकेट
कंपनी द्वारा जारी किया गया ऑरिजनल सर्टिफिकेट

आप इन डॉक्यूमेंट का भी इस्तेमाल कर सकते हैं, पर यह तीन महीने से ज्यादा पुराना नहीं होना चाहिए।

बिजली बिल
लैंडलाइल बिल या ब्रॉडबैंड कनेक्शन बिल
पानी बिल
गैस कनेक्शन कार्ड या बुक
बैंक अकाउंट स्टेटमेंट
जमा खाता स्टेटमेंट
क्रेडिट कार्ड स्टेटमेंट

3. जन्मतिथि प्रमाण पत्र
इनमें से किसी एक डॉक्यूमेंट को जन्मतिथि प्रमाण पत्र के तौर पर पेश किया जा सकता है:

नगर निगम द्वारा जारी किया गया जन्म प्रमाण पत्र या जन्म और मृत्यु के रजिस्टरार द्वारा जन्म और मृत्यु प्रमाणपत्र जारी करने के लिए अधिकृत किसी दफ्तर द्वारा। या भारतीय कॉन्सलेट द्वारा।
पेंशन पेमेंट ऑर्डर
रजिस्टरार ऑफ मैरेज द्वारा जारी किया गया शादी प्रमाणपत्र
10वीं क्लास का पासिंग सर्टिफिकेट
पासपोर्ट
ड्राइविंग लाइसेंस
सरकार द्वारा जारी किया गया डोमिसाइल सर्टिफिकेट
मजिस्ट्रेट को दिया गया शपथ-पत्र जिसमें जन्मतिथि का जिक्र है

4. फोटो
आपको पैन कार्ड एप्लिकेशन के साथ अपनी दो तस्वीर भी भेजनी पड़ेगी।

अप्लाई करने का तरीका

एक बार जब सारे डॉक्यूमेंट आपके पास उपलब्ध हो जाएं, उसके बाद ये करें:

1. NSDL की वेबसाइट पर इस पेज पर जाएं।
2. बॉटम तक स्क्रॉल करें और Apply for a new PAN Card के ड्रॉप डाउन मेन्यू में Individual सेलेक्ट करें। फिर Select करें।
3. अब आप फॉर्म भरना शुरू कर सकते हैं। अगर आपको कोई शंका है तो इस पेज पर जाकर फॉर्म भरने की गाइडलाइन को पढ़ सकते हैं।
4. पहला फील्ड AO Code है जिसे आप यहां खोज सकते हैं। आप इनकम टैक्स डिपार्टमेंट के हेल्पलाइन नंबर 18001801961 पर कॉल करके अपने AO code के बारे में जान सकते हैं।
5. name, gender, address जैसे फील्ड को भरने में आपको परेशानी नहीं आनी चाहिए। हां, जिन-जिन डॉक्यूमेंट को आप सब्मिट करने वाले हैं उन्हें चुनते वक्त खास ख्याल रखें। आप प्वाइंट 15 पर बने ड्रॉप डाउन मेन्यू में फॉर्म चुन सकते हैं।

How to Submit PAN Card Application Online

Our government has never been more digitally savvy than it is today, and that means that there are many important government functions that can be carried out online. A month ago, the government even launched a website to let all of us track the attendance of central government employees, and to see if they were arriving to work on time. With so many government services going digital, we believe that it's important that our readers also know what can be done online, and how.

To start with, we're taking you through the process of applying for a PAN card. In India, most important financial transactions require you to have a PAN card - it is used when opening a bank account, filing tax returns, or for financial transactions above Rs. 50,000. Having one of these cards is pretty much essential if you're working and managing your own finances.

Applying for a PAN is simple, and you can fill the forms online, but you'll have to mail your documents to the Income Tax PAN services offices to finalise the process. Once you fill up the form on the site and send your papers, the application is processed and the card shipped directly to your residential address.

In case you get stuck and need more information, then the helpline number (18001801961) is a good resource - when we got stuck on some of the details of the application, we gave them a call and found the service extremely helpful.

Step one is to get copies of the different documents you need to submit on your application.

Documents Required

To submit the application, you need to upload several documents to the PAN Services Unit website. You will need to upload a proof of identity, address and date of birth, along with a scanned passport photograph. Start by making a scan of any one document per section, for each section below:

1. Proof of identity
A copy of any one of these documents is acceptable as ID proof for a PAN card:

Aadhaar Card issued by the Unique Identification Authority of India
Elector's photo identity card
Driving licence
Passport
Ration card having photograph of the applicant
Arms license
Photo identity card issued by the Central Government or State Government or Public Sector Undertaking
Pensioner card having photograph of the applicant
Central Government Health Service Scheme Card or Ex-Servicemen Contributory Health Scheme photo card
Certificate of identity in original signed by a Member of Parliament or Member of Legislative Assembly or Municipal Councillor or a Gazetted officer
Bank certificate in original on letter head from the branch (along with name and stamp of the issuing officer) containing attested photograph and bank account number of the applicant

2. Address proof

Along with your photo ID, you'll also have to enclose an address proof in your application. Any of the following documents can be included with your form:

Aadhaar Card issued by the Unique Identification Authority of India
Elector's photo identity card
Driving licence
Passport
Passport of the spouse
Post office passbook having address of the applicant
Latest property tax assessment order
Domicile certificate issued by the government
Allotment letter of accommodation issued by Central or State Government of not more than three years old
Property registration
Certificate of address in original signed by a Member of Parliament or Member of Legislative Assembly or Municipal Councillor or a Gazetted officer
Employer certificate in original

You can also use one of the following documents, if it is less than three months old:

Electricity bill
Landline telephone or broadband connection bill
Water bill
Consumer gas connection card or book or piped gas bill
Bank account statement
Depository account statement
Credit card statement

3. Proof of date of birth

A copy of any one of these documents should suffice as proof of date of birth:

Birth Certificate issued by the Municipal Authority or any office authorised to issue Birth and Death Certificate by the Registrar of Birth and Deaths or the Indian Consulate as defined in clause (d) of sub-section (1) of section 2 of the Citizenship Act, 1955 (57 of 1955)
Pension payment order
Marriage certificate issued by Registrar of Marriages
Matriculation certificate
Passport
Driving licence
Domicile certificate issued by the government
Affidavit sworn before a magistrate stating the date of birth

4. Photographs

You will need two recent passport sized photographs for the PAN card application.

How to apply

Once you have scans of all these documents ready, simply do the following:

Go to this page on the NSDL website.
Scroll to the bottom and select Individual in the Apply for a new PAN Card drop down menu. Click on Select.
Now you can start filling the form. In case you have any doubts, visit this page for form filling guidelines.
The first field is AO Code, which you can look up here. You can also call the Income Tax department helpline at 18001801961 to find out about your AO code.
The other fields like name, gender, address, etc. are pretty self-explanatory, but remember to select the correct documents you will be submitting along with the application, from the drop-down window in point 15 on the form.
Once you've filled in all the details, select a payment method at the end of the form. The PAN card application fee is Rs. 105, but additional bank charges may apply depending on the payment method. If you want the PAN card sent outside India, the fee is Rs. 971. You can pay via demand draft, cheque, credit/debit card or net banking.
Click Submit when done.
Review all the details in your form. Make sure all spellings are correct and enter the captcha code, then click Confirm.
Now you'll see a page with payment terms and conditions. Note down the transaction number at the top of the page and click Agree.
Complete the payment.
You'll now see an acknowledgement form. This has a unique 15-digit acknowledgement number. Print this page.
Paste the two photographs on the printout of the acknowledgement (in the space provided).
Sign within the box on the acknowledgement form.
Put this form in an envelope with the cheque or DD (if you haven't paid online), and the required documents mentioned earlier.
On the envelope, write APPLICATION FOR PAN - ____. Fill in the blank with your unique 15-digit acknowledgement number.
Post it to NSDL at Income Tax PAN Services Unit, NSDL e-Governance Infrastructure Limited, 5th floor, Mantri Sterling, Plot No. 341, Survey No. 997/8, Model Colony, Near Deep Bungalow Chowk, Pune - 411016.
Your application must reach NSDL within 15 days from the date of online application. They'll send the PAN card to your address after processing the application. You can call 02027218080 to check the status of your application.

How to File an RTI Application Online

With more and more Indians connecting to the Internet, it's no surprise that many of our government agencies are also going online. Because of this it's easier than ever to do things like apply for a passport or get a copy of your Aadhaar card. Since these digital services are new, people don't always know how to make use of them, but we're here to help. This week, we're going to show you how to file a Right to Information (RTI) application online.

The Right to Information Act 2005 makes it mandatory for the Indian government to issue a timely response to citizens' requests for information in the public domain. Filing an RTI application is a very simple process unlike most other requests to the government. You can easily file an RTI application online, but you need to know a few details to do so.

For one thing, you can't file an RTI application for certain kinds of information such as matters concerning national security or if the data you seek could compromise someone's safety or privacy. You can find the full list of information you can't request here. The Right to Information is powerful, and these restrictions are in place to ensure that it isn't misused.

The other important thing about filing an RTI plea online is that you need to submit it to the correct authorities. There are different RTI authorities for Central and state governments, and you will have to send your query to the correct department as well. RTI applications for State Authorities will be rejected, but according to the website, if your application is sent to the wrong Public authority in the Central government, it can be transferred to the correct authority by the nodal officer. The full government guide to RTI is available here.

The following steps will tell you how to file an RTI plea online in just few minutes This guide focuses on sending an RTI application to Central government bodies. Not all state government bodies let you file an RTI application online yet - on most of the state's sites, you can just download the forms.

Here's how to file the application with the Central Government.

1. Go to the RTI website and click on Submit Request. Alternatively, click to go to the RTI application page, here.

2. Check I have read and understood the above guidelines and click Submit.

You can now begin filling in the form for submitting an RTI application. Pick the correct Ministry and department and fill in your contact details. You have to enter your email id to complete the application, but if you want SMS alerts about the status of your application, then you can also enter your mobile phone number.

If you don't know the public authority to file your application with, use the search bar on top - it will help choose the ministry/ department and public authority.

3. You have to fill the entire form - so for example, even if you are not below the poverty line, you need to choose the correct option from the drop down menu. Click the menu, and select No (or Yes, if applicable - this waives the fee for submitting the plea).

4. Next to Text for RTI Request application, you can write your RTI request. This form limits you to 3,000 characters.

5. If your request exceeds 3,000 characters, or if you need to submit documents to support the application, click Choose File next to Supporting document. You can upload a pdf file up to 1MB in size with your plea.

6. Enter the characters in the image next to Enter security code.

7. Click Submit.

8. The fee for submitting an RTI application is Rs. 10. You can pay that via credit/debit card or net banking on the next page.

9. Once you've paid, you will be shown an acknowledgement with a unique registration number for your RTI plea. This will be sent to you via SMS and email as well.

10. You can check the status of your RTI application on this page.

पासपोर्ट बनवाने की ऑनलाइन प्रक्रिया [हिंदी संस्करण]

बीतते वक्त के साथ देश में ज्यादा से ज्यादा लोग इंटरनेट से जुड़ते जा रहे हैं और इसी राह पर भारत सरकार की सेवाएं भी चल पड़ी हैं। कई मुश्किल और असुविधाजनक काम को अब एक क्लिक में निपटाया जा सकता है। अब आरटीआई फाइल करने से लेकर पैन (PAN) कार्ड के लिए अप्लाई करना, सबकुछ ऑनलाइन संभव है। आधार कार्ड की डिजिटल कॉपी भी डाउनलोड की जा सकती है। डिजिटल गवर्नेंस के कारण कई चीजों के लिए अप्लाई करना पहले की तुलना में और आसान हो गया है। यही सुविधा पासपोर्ट के लिए अप्लाई करने पर भी लागू है।

पहले पासपोर्ट के लिए अप्लाई करने के बारे में सोचकर ही कइयों को सिरदर्द शुरू हो जाता था। वैसे अब भी कई लोग छोटी-छोटी बातों को लेकर परेशान हो जाते हैं, जैसे कि फॉर्म कैसे भरा जाए और किन-किन कागजातों की जरूरत पड़ेगी। इस कारण से कई लोग एजेंट की मदद लेते हैं और एक रकम चुकाकर अपना काम पूरा करते हैं। ऐेसे लोगों का मानना है कि सरकारी दफ्तरों में काम पूरा करने में कई घंटे बर्बाद होंगे। हो सकता है कि इस काम के लिए एक से दूसरे दफ्तर का चक्कर ना काटना पड़ जाए।

अगर आप भी एजेंट की मदद के बारे में सोच रहे हैं तो नीचे दिए गए सुझावों को पढ़ें, क्योंकि पासपोर्ट के लिए ऑनलाइन अप्लाई करना अब बेहद ही आसान है। वैसे पासपोर्ट बनाने की प्रक्रिया अभी भी लंबी है और ऑनलाइन अप्लाई करने के बावजूद आपको पासपोर्ट ऑफिस जाना होगा। लेकिन इतना तो तय है कि आपको एजेंट की जरूरत नहीं पड़ेगी।

1. पासपोर्ट सेवा (Passport Seva) की वेबसाइट पर जाएं।

2. नए यूज़र वाले बॉक्स पर क्लिक करें। यह आपको रजिस्ट्रेशन पेज पर ले जाएगा।

3. अब Passport Seva की वेबसाइट जाएं। आप जिस शहर में रह रहे हैं उसका पासपोर्ट ऑफिस सेलेक्ट करें। यह भी सुनिश्चित करें कि आपने अपना नाम वैसे ही लिखा है जैसे कि आपके डॉक्यूमेंट पर मौजूद है। फॉर्म का बाकी हिस्सा बेहद ही आसान है। यह किसी और वेबसाइट पर साइन अप करने से अलग नहीं।

4. जब काम पूरा हो जाए तब Register पर क्लिक करें।

5. अब जब आपने अपना अकाउंट क्रिएट कर लिया है तो Passport Seva की वेबसाइट पर वापस जाएं।

6. हरे रंग वाले Login बटन पर क्लिक करें।

7. अपना ईमेल आईडी लिखें और Continue पर क्लिक करें।

8. अपना ईमेल, पासवर्ड और इमेज में बने कैरेक्टर्स को टाइप करें। इसके बाद Login पर क्लिक करें।

9. Apply for Fresh Passport/Reissue of Passport पर क्लिक करें।

10. आपके पास दो विकल्प हैं। आप फॉर्म को डाउनलोड करके उसे भरकर फिर वापस वेबसाइट पर अपलोड कर सकते हैं, या फिर इसे ऑनलाइन ही भरा जा सकता है। हमारा सुझाव होगा कि आप फॉर्म को ऑनलाइन ही भरें। ऐसा करके आप समय बचा पाएंगे।

अगर आप फॉर्म डाउनलोड करके भरना चाहते हैं तो आप Click here to download the soft copy of the form पर क्लिक करें। यह Alternative 1 पेज पर पहले सबहेडिंग में मौजूद रहता है।

11. अगर आप ऑनलाइन फॉर्म भरना चाहते हैं तो आप Click here to fill the application form online वाले ऑप्शन पर क्लिक करें। यह Alternative 2 पेज के अंदर मौजूद रहता है। हम अब भी आपको इस विकल्प को चुनने का सुझाव देंगे, क्योंकि यह पासपोर्ट के लिए अप्लाई करने का सबसे आसान तरीका है।

12. अगले पेज पर आपको नए पासपोर्ट या री-इश्यू, सामान्य या तत्काल, 38 पन्ने या 60 पन्ने के बीच चुनना होगा। अपनी सुविधा और जरूरत के हिसाब से विकल्प चुनें और इसके बाद Next पेज पर क्लिक करें।

13. आपको अगले पेज में निजी जानकारियां देनी होगीं। इस बात का ध्यान रहे कि आप जो जानकारी दे रहे हैं वो आपके पास मौजूद डॉक्यूमेंट से पूरी तरह से मेल खाती हों। अगर आपको कोई शंका है तो आप इस ऑफिसियल इंस्ट्रक्शन बुकलेट को जांच सकते हैं। फॉर्म भर लेने के बाद निचले हिस्से में दायीं तरफ बने Submit Application बटन पर क्लिक करें।

14. फॉर्म भर लेने के बाद एक बार फिर उस वेबपेज पर वापस जाएं जिसका जिक्र 9वें नंबर के स्टेप में किया गया है।

15. View Saved/Submitted Applications पर क्लिक करें।

16. आप उस एप्लिकेशन को देख पाएंगे जिसे थोड़ी देर पहले सब्मिट किया था। इसके बगल में बने रेडियो बटन पर क्लिक करें। इसके बाद Pay and Schedule Appointment पर क्लिक करें।

17.Online Payment को सेलेक्ट करें और Next पर क्लिक करें।

अब आपके शहर में मौजूद पासपोर्ट सेवा केंद्र की सूची स्क्रीन पर आएगी। इसमें एप्वाइंटमेंट के लिए सबसे नजदीक की तारीख और वक्त का भी जिक्र होगा।

18. PSK Location के बगल में बने ड्रॉप डाउन मेन्यू में से अपनी सुविधा अनुसार एक विकल्प का चुनाव कर लें।

19. इसके बाद इमेज में बने कैरेक्टर्स को टाइप करें। इसके बाद Next पर क्लिक करें।

20. Pay and Book Appointment पर क्लिक करें।

21. यह आपको पेमेंट गेटवे पेज पर ले जाएगा। जैसे ही आपका पेमेंट पूरा हो जाएगा, आप एक बार फिर Passport Seva की वेबसाइट पर पहुंच जाएंगे।

22. अब आप एक पेज देख पाएंगे जिसपर Appointment Confirmation लिखा होगा। इस पेज पर Passport Seva Kendra (PSK) से मिले एप्वाइंटमेंट का पूरा डिटेल मौजूद होगा।

23. Print Application Receipt पर क्लिक करें। अगले पेज पर आप अपने एप्लिकेशन का डिटेल्ड व्यू देख पाएंगे। एक बार फिर Print Application Receipt पर क्लिक करें।

24. अगले पेज पर आप रिसिप्ट का प्रीव्यू देख पाएंगे। एक बार फिर Print Application Receipt पर क्लिक करें। ऐसा करने के बाद आप अपने एप्वाइंटमेंट कंफर्मेशन का प्रिंट आउट ले पाएंगे।

25. आपको पासपोर्ट सेवा केंद्र पर एंट्री के लिए इस रिसिप्ट के प्रिंट आउट की जरूरत पडे़गी।

अब आप निर्धारित समय पर पासपोर्ट सेवा केंद्र पर पहुंच जाएं। हम अपने अनुभव से बता रहे हैं कि अगर आपके पास सारे डाक्यूमेंट मौजूद हैं तो आपको दो घंटे से ज्यादा का वक्त नहीं लगना चाहिए। पुलिस वेरिफिकेशन पूरा होने के बाद ही आपको आपका पासपोर्ट मिलेगा। इस दौरान आप अपने एप्लिकेशन का स्टेटस यहां जांच सकते हैं।

How to Apply for Passport Online [Best Method]

As more and more Indians go online, our government services are following suit. A lot of things that used to be extremely difficult and inconvenient are now just a matter of a few clicks.

Digital governance has made applying for things easier than ever, and nowhere is this more true than in applying for a passport.

Just the thought of applying for a passport in India is enough to induce a headache. Many people still sweat over minor details such as how to fill the form and which documents are needed.

Many people still hire agents and getting the process completed for a fee because no one wants to waste hours at government offices, running from one department to another in order to get basic things done.

If you are one of these people, stop furrowing your brows and relax. It's easy to apply for a passport online. The process is long and you'll still have to go to the passport office, but you definitely won't need an agent to get the job done as long as you follow these steps.

Go to the Passport Seva website.
Click Register Now in the box titled Apply.
Now fill the form to create an account on the Passport Seva website. You need to select the passport office of the city you're living in now, not your native place. Also make sure that you enter the name exactly as it appears in your other documents to avoid any problems with your application. The rest of the form is pretty straightforward - it's just like signing up for any other website..
Click Register when done.
Now that you've created your account, return to the Passport Seva website.
Click the green Login button.
Enter your email address and click Continue.
Key in your email, password and the characters in the image. Click Login.
Click Apply for Fresh Passport/Reissue of Passport.
You can either download the form, fill it and upload it back to the website, or just fill the details online. We recommend that you fill the details online to save time.
In case you want to download the form anyway, click Click here to download the soft copy of the form, in the first subheading on the page titled Alternative 1.
If you want to fill the form online, click on Click here to fill the application form online under Alternative 2. We suggest you choose this option as it is the easiest way to apply for your passport.
On the next page, you'll have to choose between a Fresh passport or Re-issue, a Normal or Tatkal passport, 38 pages or 60 pages. Make the selections as per your requirements, and click Next page.
You have to enter your personal information on the next page, and once again, the information you fill should match your other documents. If you have any doubts, you can refer to this official instruction booklet. Once you're done, click Submit Application at the bottom right.
After you've filled the form, return to the webpage mentioned in step 9.
Click View Saved/Submitted Applications.
You'll see the application you just submitted. Click the radio button next to it and click Pay and Schedule Appointment.
Select Online Payment and click Next.
A list of Passport Seva Kendras from your city will appear on screen along with the date and time of the earliest available appointment.
Select one of these from the drop-down menu next to PSK Location.
Enter the characters in the image next to and click Next.
Click Pay and Book Appointment.
This will now take you to the payment gateway. Complete your payment and you'll be redirected to the Passport Seva website.
Now you'll see a page titled Appointment Confirmation with all the details of your appointment at the Passport Seva Kendra (PSK).
Click Print Application Receipt. The next page will show a detailed view of the application - again, click on Print Application Receipt.
On the next page you'll see a preview of the receipt. Once again, click Print Application Receipt to finally take a printout of the appointment confirmation.
You will need a print of this receipt to enter the PSK.

Now all you need to do is go to the PSK at the time mentioned in the receipt. Based on our experience, if you have all the required documents, your PSK visit shouldn't take more than two hours. You'll get your passport after police verification is complete. In the meantime, you can check the status of your application here. To track your application status:

Go to the website here.
Choose Passport from the drop down menu, and type in your case number (which the PSK gives you) and your date of birth, and click on Track Status to see the status of your application.

Have you applied for a passport online? If yes, how was your experience? Let us know via the comments.

Wednesday, 29 June 2016

What is RTI ?

What is Right to Information?

Right to Information is a fundamental right under Article 19(1) of the Constitution. Article 19 (1) says that every citizen has freedom of speech and _expression. As early as in 1976, the Supreme Court said in the case of Raj Narain vs State of UP, that people cannot speak or express themselves unless they know. Therefore, right to information is embedded in article 19 and is a fundamental right. In the same case, Supreme Court further said that India is a democracy. People are the masters. Therefore, the masters have a right to know how the governments, meant to serve them, are functioning. Further, every citizen pays taxes. The citizens therefore, have a right to know how their money was being spent. These three principles were laid down by the Supreme Court while saying that RTI is a fundamental right of the people of India.

If RTI is a fundamental right, then why do we need an Act?

This is because if you went to any Government Department and told the officer there, “RTI is my fundamental right, and that I am the master of this country. Therefore, please show me all your files”, he would not do that. In all probability, he would throw you out of his room. Therefore, we need a machinery or a process through which we can exercise this fundamental right. Right to Information Act 2005, which became effective on 13th October 2005, provides that machinery. It lays down the process on how to apply for information, where to apply, how much fees etc.

Important provisions of RTI Act 2005:

Right to Information Act 2005 empowers every citizen to

    Ask any questions from the Government or seek any information
    Take copies of any government documents
    Inspect any government documents.
    Inspect any Government works
    Take samples of materials of any Government work.

One or more officers in every Government Department have been designated as Public Information Officers (PIO). These are the nodal officers, who are supposed to accept any application under RTI, collect information from that Department and provide it to the applicant. If the desired information is not provided within 30 days of application or if the information provided is incomplete, the concerned officer becomes liable for a penalty of Rs 250 per day of default upto a maximum of Rs 25,000 per application. And if wrong information is provided, a penalty upto a maximum of Rs 25,000 can be imposed on the officer.

Read sec 2(f), 2(j), 4(1)(d), 5(1), 5(2), 6, 7, 8, 9, 10, 11, briefly explain State IC and CIC, 18, 19, 20, 22 of the RTI Act and discuss in detail. These are the most important sections. But if you wish to use RTI frequently in your life, you must carefully read the entire Act in detail later.

Read all the rules (both Central rules and rules of your state) in detail.

Also, discuss the composition of CIC and State IC

How has RTI Act been used? Some instances:

Before this law was enacted, similar laws existed in 9 states. In the last few years, people have used RTI in several ways.

Some instances:
Uday is a software engineer. He saw that the Outer Ring Road from IIT flyover to Panchsheel flyover was made last February and it came off within 10 days. He applied for inspection of files, inspection of road and sample of material used in the road. Two days before he was called for inspection, the entire road was relaid.

Triveni is a matriculate. She was shocked to discover that her ration shopkeeper was siphoning off rations meant for her by making false thumb impressions on cash memos in her name. Actually, she didn’t receive any grains for the last six months. Whenever she would go to the shop, the shop would either be closed or the shopkeeper would say that there was no stock. Triveni is a poor woman, who lives in a slum colony in East Delhi. She holds an Antyodaya card issued by the government to the poorest of the poor. However, it isn’t easy to get ration from a ration shop. In February 2003, Triveni filed an application under the Right to Information Act asking for the quantity of ration issued to her as per records and also copies of cash memos purported to have been issued to her. After a month, she received a reply stating that she had been issued 25 Kgs of wheat @ Rs 2 per Kg and 10 Kgs of rice @ Rs 3 per Kg every month in the last three months. The cash memos showed thumb impressions having been made in her name. She is a literate woman. She never puts thumb but always signs. Naturally, the thumb impressions do not belong to her but are fakes. This shows that the shopkeeper had been drawing her ration by faking thumb impressions in her name for the last so many months. Triveni was shocked. But now she was equipped with evidence to proceed against the shopkeeper. Before she could take any action, the shopkeeper came to her house and pleaded with her not to take any action and that he would mend his ways in future. Since then, Triveni is getting right amount of ration at the right price for the last year and a half.

Nannu is a daily wage earner. He lives in Welcome Mazdoor Colony, another slum habitation in East Delhi. He lost his ration card and applied for a duplicate one in January this year. He made several rounds of the local Food & Civil Supplies office for the next three months. But the clerks and officials would not even look at him, leave alone do his job or bother to tell him the status of his application. Ultimately, he filed an application under the Right to Information Act asking for the daily progress made on his application, names of the officials who were supposed to act on his application and what action would be taken against these officials. Within a week of filing application under Right to Information Act, he was visited by an inspector from the Food Department, who informed him that the card had been made and he could collect it from the office. When Nannu went to collect his card next day, he was given a very warm treatment by the Food & Supply Officer (FSO), who is the head of a Circle. The FSO offered him tea and requested him to withdraw his application under Right to Information, since his work had already been done.

10 Reasons Why PAN Card is Important in India!

Importance of PAN Card in India

PAN card i.e. Permanent Account Number is provided by Income tax department to every income tax payer. But do you know that PAN card is compulsory and required by following authorities while doing financial transactions with them:

1. While opening a new bank account

It is must to produce a photocopy of PAN card while applying for a new bank account be it public/private/co-operative or other banks. However in the recently started financial inclusion program – Pradhan Mantri Jan Dhan Yojana (PMJDY), PAN card was not required by participating banks. Check out PMJDY benefits.

2. Applying for credit or debit card

Quoting your PAN is must when applying for debit or credit card. Not submitting this will straight away result in application getting rejected. Credit card application rejection can cause problem in getting loan, credit card etc. in future and impact your credit score.

3. Insurance payment

CBDT has mandated insurance policy holder to furnish PAN details while making any premium payment to insurance companies for amount exceeding Rs. 50,000 in an year.

4. Purchase or sell of vehicle

If you are are planning to buy or sell vehicle whose cost is greater than Rs. 5,00,000 then submitting a copy of PAN card is compulsory.

5. Buying or selling property (immovable asset)

Any property transaction for amount exceeding Rs. 5 Lacs requires this number to be mentioned in the property document. Buying or selling is impossible if you do not have this. In case, it is a joint property then PAN details of each person is required.

6. Jewellery purchase

High value jewellery purchase for amount greater than Rs.5,00,000 (5 Lacs) requires buyer to provide PAN number.

7. Fixed or cash deposit

Opening a fixed deposit account or cash deposit for amount greater than Rs. 50,000 at any bank requires the permanent account number. Failure to submit the same would result in TDS getting deducted at 20% if the interest amount of FD account exceeds Rs. 10,000 which is higher than the current 10%.

8. New telephone connection

All telecom companies have been mandated by Government of India to get PAN details of each applicant for normal or cellular connection to keep a tab on terrorism, extortion charges etc.

9. Investing in securities

Transactions exceeding Rs. 50,000 for equities/mutual fund/debentures/bonds requires investor’s PAN card.

10. Opening account at broker

For trading in share market, you need to open account with a share broker for which submitting PAN details is mandatory. Failure to provide this will result in rejection of your application.

What is a Driving Licence and Why is it Necessary ?

A Driving License is an official document certifying that the holder is suitably qualified to drive a motor vehicle or vehicles. Under the provisions of the Motor Vehicles Act, 1988 in India, no person can drive a motor vehicle in any public place unless he holds a valid Driving License issued to him, authorizing him to drive a vehicle of that particular category.

In India, two kinds of Driving Licenses are issued: Learner's License and Permanent License. Learner's License is valid only for six months. Permanent License can be availed only after the expiry of one month from the date of issuance of the Learner's License.

What You Need to Do to Obtain a Driving License

A Learner's License is essential for obtaining a Permanent License. The eligibility for obtaining a Learner's License for a private motor vehicle for a vehicle of 50 CC engine capacity and without any gear, is 16 years (if the applicant's parents or guardians give their consent). The minimum age to apply for a permanent license to drive a private motor vehicle is 18 years.

A person who is at least 20 years old and possesses a Learner's License can obtain a License for driving a commercial vehicle. Also, one has to be conversant with the traffic rules and regulations in all the cases.

For obtaining a Learner's License, you will need to apply in the prescribed format to the Local Transport Office in your region, along with your passport-sized photographs, proof of your age and residence, declaration of medical fitness and the required fee. After verification of your documents, you will have to go through the Learner's Test. Usually a handbook of traffic rules, signs and regulations is provided with the application form. On passing the Learner's Test, you will be issued a Learner's License. If you fail the test, you will be given a chance to take the test again.

For obtaining a Permanent License, you must have a valid Learner's License, and must apply after 30 days and within 180 days of issue of the Learner's License. You should be conversant about vehicle systems, driving, traffic rules regulations. You will be put through a driving test, for which you must bring a vehicle with you. On passing the test, you will be issued a Permanent Driving License.

International Driving License

The motor licensing authority also issues International Driving License to the citizens of India. Application for the International Driving License can be made to the licensing authority having jurisdiction over the area in which the holder of the driving license ordinarily resides or carries on business, along with relevant documents. Citizens of India may drive in foreign countries with an International Driving License, which has the maximum validity of one year. Citizens are required to get their license from the country they're visiting within one year period. Following documents are to be produced at the time of applying for an International Driving Permit :-